Landlord insurance lets you reap the benefits of your home rental business without the threat of liability claims and disasters swooping down and absconding with your profits. Hi, I’m Pat from PJ Properties and this is my story. Our family invests in real estate by buying small, single family homes as rental properties. We rent them out to qualified tenants. How did we start? We kept our own starter home when we upgraded to a bigger personal property. Because we had kept it, we could then rent it out. Along the way, we bought more rental units as investment property. It’s how we put our kids through college and now it’s our retirement cushion.