What Insurance does my Small Business Need?

Property Casualty Small Business Insurance

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Commercial Business Insurance

If you own the property where your small business is located, you will need the right insurance policy protecting your building and assets. The Business Owner’s Property Insurance (BOP) offers coverage to valuable assets, such as an owned or leased building, equipment, or inventory from damages caused by theft, vandalism or an act of nature. Even if you rent your location, you may still be required to have coverage by your landlord. These policies also protect you from any claims from anyone injured on your premises. It can also replace revenue lost as a result of damage to your location and property.

Commercial Auto Insurance Form

Using your vehicle just to travel to and from work is something that Personal Car Insurance would cover; but as the owner of a business, your vehicle may be used for deliveries or to transport new merchandise to your company. If your vehicle is involved in an accident while being used for business purposes your insurance company can deny coverage. This is why it is important your vehicles are covered by a commercial auto policy in case of an accident.

Worker’s Compensation

In most States Worker’s Compensation is required by law. You can get yourself in major trouble if one of your employees is injured on the job and you do not have coverage. No matter how safety conscious you are accidents can and will happen. Worker’s Compensation covers your most valuable assets: your employees.

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Small Business Liability is an insurance agency committed to providing the best coverage to contractors and small businesses throughout the United States.

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Small Business Liability is a liability insurance agency committed to providing the best coverage to contractors, freelancers, and small businesses throughout the United States.

We believe that the best coverage are provided by insurance companies that understand the trade your company specializes in. Our company is staffed with experts in the insurance field, as well as in small business and contract work.