The owner of a home care agency knows that patients and their loved ones go through a lot of distress when faced with emergencies such as serious illness, injuries and even unplanned surgery. No one is ever prepared. After being in hospital comes the recuperation process, requiring rest and often home care assistance in order to recover. This is another period of adjustment for both the patient and their family. This is where your agency steps in to provide the patient with the care needed to recover, and to remove the burden of this care from the shoulders of family members and friends. he process of recovery is delicate and requires both patience and medical knowledge.
As a home care agency owner, you are there to assist and protect the convalescent, but who is there to protect you? Small business liability is a thing. Your agency may have to face lawsuits for negligence or theft, even if there is no truth to the allegations. Home care agencies must also be prepared for bodily injury to your employees. For instance, it is common for home care providers to slip on loose rugs.
As the healthcare industry strives to improve the patients experience during the recovery process, it offers various care services to meet the patient’s recovery needs. Home care services can be planned ahead of time when hospitalization and the convalescing process to follow are known in advance. Of course, short of not having to go into hospital at all, this is the best strategy. However, workplace injuries are never planned. Accidents happen, from amputation on a landscaping job through breaking of limbs from roofing accidents.
Nevertheless, if the patient is recovering from elective or planned surgery, illness or an accident, it seems many prefer recovering from home. This may be attributed to the comfort and peace of mind provided by a familiar environment. Home care is becoming more and more popular, and for good reason. This means that there are opportunities to grow your home care agency.
These are some of the benefits that hospitals, doctors, convalescents and their families have come to expect from home care:
As your home care agency grows by taking advantage of these opportunities, so does your exposure to small business liability. Investing in the right insurance could make the difference between thriving and going out of business. Without an insurance risk management strategy, your home care agency is just as vulnerable as the patients in your care. If you’re unsure about the best insurance coverage for your home care agency’s needs, your questions can be answered by experienced insurance agents at Small Business Liability.
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