Dental Practice Insurance Covers More Than Malpractice

As if you need any reminders of risks in the dental chair, according to Craig Miller from the University of Kentucky, there is an average of 2.6 reported deaths the dental profession each year. Whilst the risk is much lower than it used to be years ago, The National Library of Medicine claims that there are still 3 out of 1,000,000 people who die from dental anesthesia. A mistake could lead to disease, disability or death. Patients may bring also claims of negligence against your dental practice, even when the injury or emotional trauma isn’t your fault. So, the main concern for dentists may be malpractice insurance, but it certainly isn’t the only one. Dental practices are, after all, small businesses.  With this come all the challenges of running a business.

Dental Practice Insurance Protects Your Vulnerable Small Business

Your dental office is as vulnerable as you are. Many dentists are healthcare professionals who do not have experience or knowledge of business hazards. For example, will your small business survive if unexpected events require you to temporarily shut down your practice? Your practice cannot run without your healthcare and administrative employees. But, as any small business owner will tell you, employing people gives you a whole lot more responsibility. Dental practices like yours typically have multiple employees. Will you be prepared a current or former employee files a lawsuit against you.

Successful Small Businesses Are Prepared 

 Not all small healthcare providers have the same insurance requirements. Small Business Liability recommends a business owners policy tailored to your dental practice’s needs. We know that medical professionals are in demand and have very little time to spend evaluating the insurance coverage options. Our experienced insurance consultants will recommend the best dental practice insurance coverage ad we will also shop for the best rates. Contact one of our Small Business Liability consultants for a free quote.