CHIROPRACTOR INSURANCE IS NOT JUST FOR MALPRACTICE CLAIMS

Professional Liability Coverage Is Vital But It’s Not Enough

The first item on a chiropractor’s insurance shopping list is usually malpractice insurance. In a recent study published by the US National Library of Medicine researchers found that there were 40 chiropractic injuries per 100,000 treatments. This might not seem like such a big number until you have to claim malpractice insurance. However, even with professional liability insurance, chiropractors are not properly covered. Why?

For a professional healthcare practitioner, running your own small business can be a pain in the neck. Running any medical practice means a whole new level of office admin. Not only does this include the care of your patients from the moment they enter your rooms to long after they leave, but now you also have other things to take into account. For instance, provision must be made in the event of fire or water damage to your business property, vandalism, and theft. As a small business owner it also becomes your responsibility to protect your patients’ personal information.

The Pain Of Insurance Shopping

So, besides the chance of facing a malpractice suit, there are many other good reasons to invest in insurance for your small business. But you probably know this already, but find yourself facing the task of choosing which insurance policies you should get, and which look right but won’t cover you properly.

Small Business Liability assists with tailoring an insurance program to fit your specific needs. Depending on the nature of your practice, there are some coverages that you simply don’t need. For instance, if you are a chiropractor that visits patients at home, you won’t get any benefit out of building coverage, so why should you pay for it? Not only do you need the right insurance for healthcare providers, but also business owner coverage. But this doesn’t have to be difficult. We’ll do your insurance shopping, saving you the trouble and time. We can help you today. Contact one of our Small Business Liability consultants for a free quote.