Insurance By Trade
Catering Business Insurance
Running a successful catering company means hard work, long hours, an eye for detail, and smart thinking. Whatever state you are in, you’re up against a lot of competition. In fact, there are about 70,000 catering businesses across the country.
So, not only do you have to work extra hard doing the job of a corporate, special event or private caterer, you have to work extra hard to get them. Of course, these are not the only challenges that you face.
Whether you are catering for a large crowd or a private event, anything can go wrong. As you already know, there are many risks that come with serving food.
- Commercial General Liability Insurance
- Commercial Property Coverage
- Loss of Income Coverage
- Equipment Breakdown Coverage
We will find the best coverage at the best price for your specific business and needs.
Facing The Dangers
What if a guest is injured by hot food. Your catering company could face expensive third-party liability for injury, medical bills, and legal costs. Your delivery van could accidentally crash into a guest’s vehicle. Your equipment can be broken or stolen. A fire can break out in your kitchen. The list seems endless.
If you are unprepared, you could lose your business. What could you do if you have to pay legal claims and costs? Catering insurance such as a business owners policy will give you the protection you need to keep your business safe. Ask Small Business Liability for a customized insurance solution.
5 Best Reasons to Get Catering Insurance
Protect Your Reputation
Insurance protects against employees misrepresenting your company.
Plan For The Future
Insurance protects against unforeseen risks.
Vital protection in a litigious society.
Prevent Financial Ruin
Insurance helps your business survive disaster.
Plan For The Future
Protect your assets/property and yourself from financial risk/losses.
“It will never happen to me!”
Are you prepared if it ever does?
One of your servers spills hot food over a guest. You rushed over with ice and apologies. The guest didn’t suffer burns – which was a great relief. They did, however, suffer great embarrassment. Also, your client was furious, and has brought a claim against your catering business. Will your small company survive both the reputation damage and the blow to your finances?”
Top Tip To Grow Your Catering Business
Small catering businesses have come to rely on wedding events as one of your major sources of income. But, with the steadily declining marriage rate there are fewer weddings for caterers to service. If your catering business only does weddings, it is time to expand and take on other projects like graduation parties, business luncheons and, trade shows and conferences
About Our Catering Insurance Service
Even if you already have an insurance policy, it is imperative to ensure that this liability coverage is periodically reviewed. As your small business expands, it is wise to increase your insurance coverage as well. In this way, you will protect your assets and your reputation.
Our service doesn’t end once you’ve purchased or reviewed your catering insurance coverage. Because we are a well-established insurance company, we know the value of partnerships. When your business takes you to new and exciting places, we will continue to provide great catering insurance advice and support.
Commercial General Liability Insurance
This coverage protects rental property owners against claims of alleged or actual bodily injury or property damage to third parties (these include visitors, tenants, delivery persons, etc.). The general liability coverage is important in protecting you from lawsuits.
General Liability Insurance
For third-party bodily injury and property damage coverage. Typically includes coverage for both premises and products.
Loss of Income Coverage
Insurance coverage that reimburses for the loss of income due to damage by a covered loss (like fire or storm).
Equipment Breakdown Coverage
Your catering business relies on your kitchen equipment. Loss must be sudden and accidental. Wear and tear is not included in this type of insurance policy.
Benefits of get insured by
Small Business Liability.com
Small Business Liability.com have created a comprehensive guide to the insurance required before starting a business for each of the specific professions listed below.
If you have any questions, we are staffed with experts in the insurance field willing to help.
With our expertice we can guide you to the right coverage for your business.
We know your time is really thight, but you can set up a call at any time, we are 24/7.