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Catering Insurance

5 BEST REASONS TO GET CATERING INSURANCE FOR YOUR SMALL BUSINESS

Protect Your Reputation

Insurance protects against employees misrepresenting your company

Plan For The Future

Insurance protects against unforeseen risks

Lawsuit Protection

Vital protection in a litigious society

Prevent Financial Ruin

Insurance helps your business survive disaster

Get Peace of Mind

Insurance protects the little guy

Catering Insurance Could Save Your Business

Running a successful catering company means hard work, long hours, an eye for detail, and smart thinking. Whatever state you are in, you’re up against a lot of competition. In fact, there are about 70,000 catering businesses across the country. So, not only do you have to work extra hard doing the job of a corporate, special event or private caterer, you have to work extra hard to get them. Of course, these are not the only challenges that you face.

Whether you are catering for a large crowd or a private event, anything can go wrong. As you already know, there are many risks that come with serving food. Generally, catering businesses face risks whether you provide single event-based food services; food services in banquet halls with catering staff; and transport meals and snacks or prepare food on-site.

 

Facing The Dangers

What if a guest is injured by hot food. Your catering company could face expensive third-party liability for injury, medical bills, and legal costs. Your delivery van could accidentally crash into a guest’s vehicle. Your equipment can be broken or stolen. A fire can break out in your kitchen. The list seems endless.

If you are unprepared, you could lose your business. What could you do if you have to pay legal claims and costs? Catering insurance such as a business owners policy will give you the protection you need to keep your business safe. Ask Small Business Liability for a customized insurance solution.

Choose Small Business Liability for the Right Insurance at the Right Price.

What if …

One of your servers spills hot food over a guest. You rushed over with ice and apologies. The guest didn’t suffer burns – which was a great relief. They did, however, suffer great embarrassment. Also, your client was furious, and has brought a claim against your catering business. Will your small company survive both the reputation damage and the blow to your finances?”

About Our Catering Insurance Service

Even if you already have an insurance policy, it is imperative to ensure that this liability coverage is periodically reviewed. As your small business expands, it is wise to increase your insurance coverage as well. In this way you will protect your assets and your reputation.

Our service doesn’t end once you’ve purchased or reviewed your catering insurance coverage. Because we are a well-established insurance company, we know the value of partnerships. When your business takes you to new and exciting places, we will continue to provide great catering insurance advice and support.

Top Tip To Grow Your Catering Business

Small catering businesses have come to rely on wedding events as one of your major sources of income.  But, with the steadily declining marriage rate there are fewer weddings for caterers to service. If your catering business only does weddings, it is time to expand and take on other projects like graduation parties, business luncheons and, trade shows and conferences

claim your free quote from SBL

What Catering Insurance Do You Need?

Commercial General Liability Insurance

This coverage protects rental property owners against claims of alleged or actual bodily injury or property damage to third parties (these include visitors, tenants, delivery persons, etc.). The general liability coverage is important in protecting you from lawsuits.

Loss of Income Coverage

Insurance coverage that reimburses for the loss of income due to damage by a covered loss (like fire or storm).

General Liability Insurance

For third-party bodily injury and property damage coverage. Typically includes coverage for both premises and products.

Equipment Breakdown Coverage

Your catering business relies on your kitchen equipment. Loss must be sudden and accidental. Wear and tear is not included in this type of insurance policy.

Trust Small Business Liability To Protect Your Catering Business

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Contact John for the best quote you’ll get all day!