Texas Workers’ Compensation Insurance Laws

Employers who do not carry workers’ compensation coverage are financially responsibility for an employee’s injury or death if the company is found negligent. The total amount you could be responsible for is unlimited. Failing to obtain this coverage could end up costing you your business and more.

Section 408.001 of the Texas Labor Code

Explains that, with only a few exceptions, workers’ comp benefits are the injured employee’s sole source of recovery from an employer who carries valid workers’ comp coverage. With a history of providing comprehensive coverage for business we have the ability to craft a unique policy that covers all your insurance needs.

We offer Texas workers’ compensation insurance coverage tailored to your size and scope whether a small local business or a large business so you can concentrate on meeting the needs of your customers. Having a productive and profitable business is demanding. You need the best equipment, the best personnel and the best workers’ compensation insurance. Whether you are in the restaurant, manufacturing, trucking, construction or maritime industry, you have a lot of responsibility.

Workers’ compensation is one of many expenses employers have to consider. SmallBusinessLiability.com can make it a smaller piece of your budget by giving you the options of joining a safety groups, choosing our workers’ comp health care network option and earning dividends,by placing your coverage with Texas Mutual Insurance Company.