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Insurance In The Restaurant & Food Services Industry

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Insurance For Restaurant Owners Is Never Out Of Season 

Is Looking For Insurance For Restaurant and Food Service Businesses Too Time Consuming?

 

As with any industry, there are risks as well as rewards for restaurants. Anyone in the business knows that things can — and do– go wrong.  Business insurance for restaurants protects against liability risks like third party injury, theft, equipment breakdown, spoiled food or even damage to property. Workers compensation is required by law in most states — the industry provides employment for about 16 million workers!

Restaurant owners across the US compete for patronage not only with the dishes that come out of their your kitchens, but also by improving the customer and employee experience. This may be easier for businesses with larger pockets, but there is no doubt that small business owners can also achieve success. This is a highly competitive industry. Drink and food sales have surpassed the 700 billion dollar mark.   In the past decade the food services and food retailing companies have supplied about $1.46 trillion worth of food. In America, the food industry includes fast food outlets, full-service restaurants, cafeterias, caterers and other spaces that sell food to the public.  Some of these services are located within facilities that are not primarily engaged in dispensing meals and snacks, such as lodging places, recreational facilities, and retail stores.

 

Food For Thought

Finding the right insurance at the right price for your restaurant or food services business can be confusing and time consuming. You may already have coverage in place, but is it enough or is it the right coverage for your particular food services or hospitality company? This is especially true if you are not familiar with the many kinds of insurance coverage available to small business owners. Small Business Liability is proud to have experienced insurance consultants who will make the whole process of finding the best insurance both quick and painless.

Contact Small Business Liability now to claim your FREE QUOTE.

Protect Your Reputation

Insurance protects against employees misrepresenting your company

Plan For The Future

Insurance protects against unforeseen risks

Lawsuit Protection

Vital protection in a litigious society

Prevent Financial Ruin

Insurance helps your business survive disaster

Get Peace of Mind

Insurance protects the little guy

Get The Best Liability Coverage For Your Restaurant

3 Ways To Keep Up With Top Trends

Restaurant owners like you can keep ahead of competition by giving customers new experiences. But how do keep up with what’s happening in the hospitality industry?

  1. Social media offers real time insights into what customers want and enjoy. You can also easily see what competitors are doing and try to outdo them.
  2. Industry blogs are great resources for learning about industry trends.
  3. Skills training can make all the difference. Because the food landscape is constantly evolving and food cultures are merging, it pays to give chefs and other employees opportunities to learn how to prepare and present new and trending foods.
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 Claim Your Free Quote From Small Business Liability

Business Owners Policy

Includes two or more types of coverages packaged together in one policy. BOP is designed for the small to medium sized business with limited exposures like offices and small retail outlets.

General Liability Insurance

Necessary for all commercial businesses as it provides third-party bodily injury and property damage coverage.

Loss of Income Coverage

This insurance coverage reimburses business owners for the loss of income due to damage by a covered loss (like fire or storm).

Professional Liability

“Errors and Omissions coverage” is designed to defend and pay claims against actions taken that stem from your professional capacity and training.

Look Here For The Best Coverage For Your Food Services Business

     

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