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Insurance For Restaurant Owners Is Never Out Of Season
Is Looking For Insurance For Restaurant and Food Service Businesses Too Time Consuming?
As with any industry, there are risks as well as rewards for restaurants. Anyone in the business knows that things can — and do– go wrong. Business insurance for restaurants protects against liability risks like third party injury, theft, equipment breakdown, spoiled food or even damage to property. Workers compensation is required by law in most states — the industry provides employment for about 16 million workers!
Restaurant owners across the US compete for patronage not only with the dishes that come out of their your kitchens, but also by improving the customer and employee experience. This may be easier for businesses with larger pockets, but there is no doubt that small business owners can also achieve success. This is a highly competitive industry. Drink and food sales have surpassed the 700 billion dollar mark. In the past decade the food services and food retailing companies have supplied about $1.46 trillion worth of food. In America, the food industry includes fast food outlets, full-service restaurants, cafeterias, caterers and other spaces that sell food to the public. Some of these services are located within facilities that are not primarily engaged in dispensing meals and snacks, such as lodging places, recreational facilities, and retail stores.
Food For Thought
Finding the right insurance at the right price for your restaurant or food services business can be confusing and time consuming. You may already have coverage in place, but is it enough or is it the right coverage for your particular food services or hospitality company? This is especially true if you are not familiar with the many kinds of insurance coverage available to small business owners. Small Business Liability is proud to have experienced insurance consultants who will make the whole process of finding the best insurance both quick and painless.
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3 Ways To Keep Up With Top Trends
Restaurant owners like you can keep ahead of competition by giving customers new experiences. But how do keep up with what’s happening in the hospitality industry?
- Social media offers real time insights into what customers want and enjoy. You can also easily see what competitors are doing and try to outdo them.
- Industry blogs are great resources for learning about industry trends.
- Skills training can make all the difference. Because the food landscape is constantly evolving and food cultures are merging, it pays to give chefs and other employees opportunities to learn how to prepare and present new and trending foods.
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