Certificates of Insurance

You’re probably familiar with the terms general liability, additional insured coverage, workers compensation, and business insurance. Each one of these policies provides a different type of coverage for business owners, from coverage of bodily injury and property damage to claims of substandard work, and so on.

Depending on where your company is owned and operated, you will have to follow state and local laws regarding insurance coverage. Before bidding on a job or opening a retail location, you will most likely be asked to provide insurance contract information. A certificate of insurance will list all the information that legal agencies or storefront renters need to know about.

Some of the information included on a certificate of insurance is:

The name of the certificate holder (either the independent contractor’s name or the name of the company)

Your company’s contact information, as well as contact information for the insurance agency (or agencies) that provides your insurance plan

The policy number(s)

The effective date of the policy or policies

The policy limit(s).

The conditions of the policy or policies

The type of policy (specifying which policies are present if there are more than one)

Having access to an insurance certificate can mean the difference between getting a job and being out of work for a long time. Don’t gamble on any random insurance company when it comes to obtaining your certificate. Small Business Liability has the expertise required to provide for small business and independent contractors in a holistic sense, providing the insurance proof your company needs when you need it.

Get a quote from one of our licensed and knowledgeable insurance agents today! We will respond to all queries in an orderly and timely fashion. If you’re a new customer, we’ll make sure you leave us feeling more confident that you have the information, the insurance, and the documentation you need to be safe for the road ahead. Finally, if you ever lose or update your policy, we provide new certificates upon request. Don’t get caught without proof of insurance ever — work with Small Business Liability for all your insurance needs.