Find a need and fill it. This is a good start to entrepreneurial success. Starting a dog walker business may have its origins in volunteering as a dog walker for friends or neighbors. It could be a natural extension if you work for pet sitters or doggie day care type businesses. Doing the actual job only requires that you love dogs, are comfortable handling them, and know how to keep them out of trouble. However, starting a dog walking business requires some serious planning and – don’t forget – dog walker business insurance.
It’s easy to drift into being a paid dog walker with no thoughts about the risks involved. You may be working out of your home and gaining clients by word of mouth. Likely you are being paid by cash or check. Or maybe you have a little building with a large fenced area. You may have 2 or 3 employees who help as pet sitters and dog walkers. Either scenario carries serious liability risks.
Sooner or later you’ll find that you need dog walker business insurance. Liability insurance is the only way to protect your personal assets and your business investment from claims of negligence, personal injury and property loss.
We want to point out some of the risks involved in dog walking. Hopefully you will recognize how vulnerable you become when you take responsibility for other people’s beloved pets. We also want you to see how dog walker business insurance replaces that vulnerability.
You should be aware that clients of your dog walking and pet sitter business have reasonable expectations. The most obvious liability is dog bites to others while in your care. Your client’s rare Samoyed, valued at $14,000, is stolen, lost or injured while in your care. Dogs become sick or injured while in your care. A fire in your building causes a temporary shut down with loss of revenue.
Small business dog walking insurance replaces your personal liability. Now you can focus on the positives and enjoy growing your business. Dog walking business insurance is one of the best things that you do for yourself, your business and your clients personal property. Workers compensation is part of a comprehensive insurance coverage for employees. It’s a cost of doing business for all small businesses and fully tax deductible. The premiums are based on your level of insurance coverage. Discounts are offered when bundling your liability insurance policies into one.
Dog walkers and pet sitters are personable businesses. You think of your clients as friends. Unfortunately, this can lull you into complacency. You may not be able to imagine them filing a lawsuit against you. But, if their dog bites your neighbor’s child, you can expect lawsuits from all sides. Thousands in attorney fees, court costs and financial compensation for injury and trauma. The dog may be lost as well based on animal control determination. Never mind the kid was unsupervised, trespassing and provoking the dog. It will cost a fortune to prove no liability.
Dog walker business insurance means you can walk away from this unfortunate situation with all medical costs, court award compensation, attorneys fees and court costs paid by your insurance. You may be sad and hurt, but your bank account is intact and you are still in business. Can you afford not to be doing something you love? Protect your small business by investing in insurance. To find out which insurance package will suit your needs at a price you can afford, ask Small Business Liability.
ASK JOHN FOR THE BEST INSURANCE QUOTE YOU’LL GET ALL DAY!