As a nation, Americans are becoming conscious of what they consume. What does this mean for a catering company? Whether you have a food truck, food service or event management small business, it may be a good time to have another look at your catering service. Do you have what your business needs to stay competitive in a catering service industry that is becoming more demanding and more discerning? And also, let’s look at whether catering business insurance will play a part in your ongoing success.
According to a report by Perkins Coie, 158 food and beverages class actions were filed in 2018. Some of the reasons included false labeling, not being all-natural, and poor health maintenance. As a catering business owner, it is your responsibility to insure that every member of staff undergoes quality training before working. Both theory and hands-on training is required. Disaster prevention is one of the best forms of catering business insurance. Even so, will this be enough to keep your catering business ahead of your competitors?
So, as part of your catering business insurance practices, keep your food safety procedures healthy. Here are some reminders on how to do this for your employees.
It goes without saying that every catering service provider must pay keen attention to the way your foods and drinks are prepared. Here are 4 everyday tips for beginners in a catering kitchen.
Even if you take all these (and more) precautions, things can still go wrong. Just as with food preparation precautions, your small business should be prepared for potential liability threats. This is where catering business insurance could save your company from medical and legal costs.
Caterers face the same risks as other small businesses. Some situations are beyond your control. These range from property damage through equipment breakdown. But you also need insurance for specific business needs and additional risks that come with working as a caterer. The most obvious of these is food poisoning. But, you could also be held liable for property damage or bodily injury if a guest consumes too many alcoholic beverages and goes on to have an auto accident. In this instance, it pays to have liquor liability insurance. Your food truck may crash. Besides loss of income and a dent in your reputation, you have to think of other consequences that could put your catering service out of business. Commercial auto insurance will protect your food truck and your catering business vans.
It can be difficult and time consuming to work out what liability insurance should be included in your catering insurance coverage. For help with finding the best catering insurance coverage options for your specific business operations, get advice and free quotes from the experienced insurance agents at Small Business Liability.
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