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HVAC Liability Insurance

HVAC Liability Insurance

HVAC Liability Insurance

Most people want to live in an environment where the temperature is under control. Modern standards of health and well-being depend on properly functioning heating and cooling units, as well as refrigeration units. These systems are highly technical, and require significant skill to install and repair. This is why at Small Business Liability, we honor the HVAC technicians who keep us comfortable with the specialized liability insurance they need to continue every year.

Although HVAC technicians are highly skilled and highly trained, accidents still happen. HVAC Liability insurance covers accidents which negatively affect third parties or clients should the HVAC business be considered at fault for it. This coverage is available through affordable monthly payments that address client need and their budgetary limitations. Best of all? It saves HVAC technicians and the companies who employ them a lot of trouble, time, and money – if and when an accident happens.

For more information about general liability insurance and the services we provide, read on.

More About General Liability Insurance for HVAC Technicians

Anyone in a technical trade knows that no work environment is invincible to an honest mistake. From something as small as minor property damage to something as large as bodily injury, clients expect compensation for damages accumulated. General liability is an insurance policy which policyholders pay for monthly in case of an accident. When claims are made, the insurance company pays for a large amount, if not all of the damage caused. The amount is determined by the deductible type, so it is best to speak with your policy provider about the terms of your insurance if you’re unsure about any detail.

Some of the claims that are included in general liability coverage include reputational damage, property damage, claims of faulty workmanship, legal fees, business loss, business destruction, bodily injury, and medical payments. While the likelihood is low that your company will need to file a claim on any of these, it is nonetheless quite important to have coverage in the event of an accident like this. Otherwise, your business stands to lose business assets, stocks, and personal income. In addition, you may also accrue substantial fines that makes it that more difficult for your business to recover.

We can honestly say that in our trade, we see very little in the way of accidents that could have been prevented. Accidents happen every day, all around the world, and not taking the time to prepare for accidents can spell the end of a business.

HVAC technicians have high risks associated with their business because of what they do. But don’t let these risks bring your business down. Doing business with Small Business Liability means you never have to choose between quality HVAC liability insurance and affordability.

Why Choose Small Business Liability for Your HVAC Business?

Small Business Liability works with general contractors from across the United States to get them the coverage they need to have on hand when they need it. Unlike other insurance agencies, Small Business Liability offers specialized types of coverage to keep general contractors like HVAC technicians protected in the case of an accident that broader insurance plans won’t necessarily account for. More accurate and all-encompassing coverage, at rates you can afford? What’s not to like?

For more information on what we do, contact us today!